What is the State Pension

The State Pension is the foundation of retirement income for most UK residents. It’s funded through National Insurance contributions and paid out once you reach the official retirement age — currently 66, rising to 67 years by 2028, likely to go up as people are now living longer - The average life expectancy in UK and Europe between 78 - 82 years. This is lower across Africa - about 64 years, but much higher in northern part of Africa such as Tunisia and lower in western , eastern and central parts, espercial areas with conflicts and poor health infrastructure. 

• To be eligible for a state pension in the UK ,you would need to have 35 qualifying years for the full amount, otherwise , you get lower based on the amount you have contributed

• As of 2025–2026, the full new State Pension is around £11,500 per year, averaging below £1000 a month.

• It’s designed to provide a basic level of income in retirement.